The Road Accident Victim Protection Act B.E. 2535 (1992) provides financial protection to people injured or killed in road accidents involving motor vehicles in Thailand. The law requires vehicle owners to obtain compulsory insurance so that victims of road accidents can receive basic compensation for injury or death.
This protection applies to drivers, passengers, and third parties who are injured due to the use of a motor vehicle. In cases where a victim dies, their legal heirs may also claim compensation. However, the Act only covers injury, disability, or death and does not cover damage to property.
Under the Act, the term “vehicle” includes:
In general, this law applies to most motor vehicles used on public roads in Thailand, including cars, motorcycles, buses, and trucks.
Yes. The law requires the owner of a motor vehicle to obtain compulsory motor insurance for the protection of road accident victims.
Vehicle owners who use or possess a vehicle must ensure that the vehicle is covered by this insurance before it is used on public roads. Using a vehicle without the required insurance coverage is prohibited under Thai law.
Under the Act, the insurer pays compensation in two stages.
Basic compensation is paid regardless of who caused the accident. It may include:
The insurer must normally pay the basic compensation within 7 days from the date it receives the request and supporting documents from the victim, provided there is no pending investigation affecting the claim.
Victims must submit their request for basic compensation within 180 days from the date of the accident.
If the investigation determines that the victim is not at fault, the insurer may pay additional compensation exceeding the basic compensation amount.
Yes. Receiving basic compensation under this Act does not prevent the victim from claiming additional damages under the Thai Civil and Commercial Code.
Victims may still pursue civil claims against the responsible party for further damages such as:
The victim may authorize a hospital, representative, relative, or legal heir to submit the claim to the insurer.
The following documents are generally required:
The following documents are typically required:
The Road Accident Victim Protection Fund provides compensation to victims when insurance coverage is unavailable or insufficient.
Victims may request compensation from this fund in situations such as:
The fund is generally required to pay the basic compensation within 7 days after receiving a valid request.
If you or a loved one has been injured in a road accident in Thailand, understanding your rights under the Protection for Motor Vehicle Victims Act B.E. 2535 (1992) is essential to ensure you receive the compensation you are entitled to. Claims involving insurance companies, compensation funds, and liability investigations can sometimes be complicated, particularly for foreigners and expats unfamiliar with Thai legal procedures.
Our experienced legal team can assist you in evaluating your case. Contact us today to discuss your situation and learn how we can help protect your rights after a road accident in Thailand.
Legal Disclaimer
This article is for general informational purposes only and does not constitute legal advice. Laws and regulations in Thailand may change, and the application of the law may vary depending on the circumstances of each case. Individuals involved in road accidents should consult a qualified lawyer for advice specific to their situation.
Licensed Attorney-At-Law | Licensed Notarial Services Attorney, The Lawyers Council of Thailand
Legal Counselor, Central Juvenile and Family Court
He also has extensive experience in conducting property due diligence and assisting clients with real estate transactions throughout Thailand.
Skip to content
